CTB Flat Fee Checking Account
CTB Flat Fee Checking allows you to enjoy unlimited check writing privileges for one flat fee. There are no minimum balance requirements and the monthly maintenance fee is only $10.00.
Unlimited debits and check writing
No minimum balance required
Minimum opening deposit of $100.00
Monthly maintenance charge of $10.00
Free check imaging
Free Online Banking service
Access your account online, by phone or at any of our ATMS at no charge
Golden Club Account
This account is designated for individuals age 50 and over. There are no minimum balance requirements or monthly service charges to maintain this account.
Opening deposit of $100.00
No minimum balance required
No monthly service charge
Check imaging
Free Online Banking service
Free notary service
Free travelers checks
Discount on safe deposit box
Manage your account online, by phone or at any of our ATMs with no charge
Collegiate Checking Account
If you are a college student, Citizens Trust Bank offers the ideal account for you! This account has no minimum balance requirements and offers 24 hour access with ATM's and online banking.
Opening deposit of $25.00
No minimum balance required
No monthly service charge
Check imaging
Free Online Banking service
Free E-Statements
Free MasterCard Debit Card
Unlimited Check Writing
Manage your account online, by phone or at any of our ATMs with no charge
Regular Checking Account
Citizens Trust Bank offers a convenient checking account that can be opened with an opening deposit of as low as $100.00. With this account, our customers enjoy the convenience of check imaging and free 24 hour CTB ATM usage.
Minimum opening deposit of $100.00
Minimum daily balance required to avoid monthly maintenance charges is $500.00
Monthly maintenance charges of $7.00/ .30 per check
No monthly service charge when qualifying balance is maintained
Check imaging
Free Online Banking service
Access your account online, by phone or at any of our ATMs with no charge
CTB Advantage Account
Citizens Trust Bank offers an account where you can earn competitive interest as well as enjoy the convenience of an array of other banking services.
Minimum opening deposit of $5,000.00
No monthly service charge when qualifying balance is maintained
Monthly maintenance charge of $15.00
Earn interest on your account
Free personalized checks
Free safe deposit box (3X5)
Personal Interest Checking Account
Citizens Trust Bank offers an account where you can earn competitive interest as well as take advantage of free 24 hour CTB ATM usage. If you keep a relatively high balance this account is for you.
Opening deposit of $1,000.00 required
Minimum daily balance required to avoid the monthly maintenance charges is $1,500.00
Monthly maintenance charges of $10.00/ .30 cents per check or debit
No monthly service charge when qualifying balances are maintained
Check imaging
Foreign ATM charge $1.50
Checking Account Application 
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