Rates
Internet Account
Account Product Name |
Min. Opening Deposit |
Min. Balance to obtain APY* |
Interest Rate |
APY* |
REGULAR SAVINGS |
$100.00 |
$100.00 |
0.70% |
0.70% |
FUTURE SAVINGS |
$5.00 |
$5.00 |
0.70% |
0.70% |
MTA INVESTOR ACCOUNT |
$1,000 |
$1,000 |
0.50% |
0.50% |
PERSONAL INTEREST CHECKING |
$200 |
$200 |
0.25% |
0.25% |
CTB ADVANTAGE |
$1,000 |
$7.500 |
1.00% |
1.01% |
NON-PROFIT NOW ACCOUNT |
$1,000 |
$1,000 |
0.25% |
0.25% |
MTA SILVER INVESTOR ACCOUNT |
$5,000 |
$5,000 |
1.25% |
1.26% |
SUPER NOW ACCOUNT |
$100,000 |
$100,000 |
3.00% |
3.05% |
COMMERCIAL SAVINGS |
$1,000 |
$1,000 |
0.70% |
0.70% |
COMMERCIAL MTA |
$2,500 |
$2,500 |
0.55% |
0.55% |
IRA/MONEY MARKET ACCOUNT |
$100.00 |
$100.00 |
0.50% |
0.50% |
SWEEP INVESTMENT ACCOUNT |
$100,000 |
$100,00 |
3.00% |
3.05% |
Regular Certificates Of Deposit
CD Term |
Min. Opening Deposit |
Interest Rate |
APY* |
7-31 Day CD |
$500.00 |
1.00% |
1.01% |
91 Day CD |
$500.00 |
1.55% |
1.56% |
6 Month CD |
$500.00 |
1.65% |
1.66% |
12 Month CD |
$500.00 |
1.90% |
1.92% |
18 Month CD |
$500.00 |
1.95% |
1.97% |
24 Month CD |
$500.00 |
2.05% |
2.07% |
30 Month CD |
$500.00 |
2.10% |
2.12% |
36 Month CD |
$500.00 |
2.30% |
2.33% |
48 Month CD |
$500.00 |
2.70% |
2.74% |
60 Month CD |
$500.00 |
3.00% |
3.05% |
Jumbo Certificates Of Deposit
Jumbo CD Term |
Min. Opening Deposit |
Interest Rate |
APY* |
14 Day Jumbo CD |
$100,000 |
0.36% |
0.36% |
30 Day Jumbo CD |
$100,000 |
0.46% |
0.46% |
60 Day Jumbo CD |
$100,000 |
1.60% |
1.60% |
90 Day Jumbo CD |
$100,000 |
2.00% |
2.00% |
6 Month Jumbo CD |
$100,000 |
2.00% |
2.00% |
12 Month Jumbo CD |
$100,000 |
2.15% |
2.15% |
24 Month Jumbo CD |
$100,000 |
2.20% |
2.20% |
36 Month Jumbo CD |
$100,000 |
2.30% |
2.30% |
48 Month Jumbo CD |
$100,000 |
2.65% |
2.65% |
60 Month Jumbo CD |
$100,000 |
3.00% |
3.00% |
Rates current as of: 8/6/08
*Annual Percentage Yield
Fees could reduce the earnings on the account.
A penalty will be imposed for early withdrawl of certificates of deposit.
The interest rate and annual percentage yield may change after account opens, but not on certificates of deposit through maturity.
Daily Balance - The account of the principal in the account each day.
Average Daily Balance - The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
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